The Underwriting of a Life Insurance Policy
Can Cigar Smokers get non-smoking rates? The answer is yes, if you smoke a cigar, you can get non-smoking rates, some companies will even offer you Preferred Best rates. But not all companies, some companies consider cigar-smoking the same as cigarette smoking. depends on what companies you choose and how often you smoke cigars. Those …
What is a “Paramed”? The best rates when applying for life insurance are medically underwritten rates that involve testing, the insurance company has you evaluated by a Paramed company. A paramedic, usually a nurse, comes to your location as a third party, representing the insurance company. A paramedic will do the following. Take a sample …
5 Ways to improve your Life Insurance underwriting classification Read More »